Thailand Villa & House Mortgage Fees

Global Mortgage Finance

(Thailand Property and Land Finance Specialists)

Finance of landed property which would include either a villa or house in Thailand, requires due diligence from the lender on both the land and property.  Typically a full chanote/title deed document will be required on the land and a full construction permit granted to ensure the property is legally built. If the villa or house was built within a village (which is the preferred type of property to finance) than it would be required to have a legal right of access/right of servitude present on the village road. It is not uncommon that homes are built away from the main public road with a smaller access or village road and the legal “right of servitude” is not registered on the access road which means technically, if ever there was a dispute from a future buyer of the road of if a developer decided to build over the road, the property in question than has no access.

​Below are possible mortgage terms available for a villa or house that has been built within a village or has direct beach & public road access (preferred locations). It may be possible to approve other properties though terms may be subject for change so can be quoted upon submission.